By Jeffrey T. Sherman In 2017, if approached at any time and in any location, could you and any of your employees effectively pass a Random Business-Culture Test (RBCT)? Could you communicate the essence of your business accurately? Could you do so concisely, clearly? And here is a telling question:...
By Jeff Sherman You are experiencing true desires to change. You want to be a better person, a better friend. You recognize the need to balance your life. You are thinking of family and prosperity, health and fitness, spirituality and depth. Begin anew in 2017 The following exercise will assist...
By Todd Francis Johnson, Northwestern Mutual Imagine you’re on a TV quiz show. The host turns to you and offers a list of topics, one of which is Your Personal Finances. Based on your knowledge, is this a category you would choose? If you answered no, you’re not alone. Four...
By Tim Anderson In October, I completed fifteen years of volunteer service sitting on various boards of the University of Utah, including the University Hospital Foundation Board, the Board of Trustees of the University and most recently the University Hospital Board of Trustees. Not bad for a guy that went...
By Jessica Elgin, V.P., Realtor, ERA Brokers Consolidated If you have ever considered buying a home, you know that finding the perfect home can be extremely frustrating. And in a hot market, that frustration can be magnified ten-fold. It seems like sellers are holding all the keys today… and that’s...
By Brandon Hansen When it comes to financing your home, either buying or refinancing, it seems the paperwork is over the top, and feels like the needs list never ends. We see all of the ads on television talking about a rocket mortgage or a quick and easy mortgage. Just...
By Bruce T. Jensen When I took my first job in 1975 with one of the largest banks in America, the corporate world was a different place. Back then, employees often remained with a single employer for their entire careers. Seniority and “gray hair” were highly respected. Workers were terminated...
By Jeff Sherman “Thinking is the hardest work there is, which is probably the reason why so few engage in it.” –Henry Ford. Thinking is a good thing. Purposeful uninterrupted thought profoundly impacts your success. Find time to be still. In all of your doing, do this and experience growth....
By Jeffrey T. Sherman When you next speak you will be ready. You will be calm, collected, and prepared to address the crowd, right? It could happen. Here’s how. Begin by changing the way you look at nervousness. Some years ago, my youngest son was preparing for a very competitive...
By Brandon Hansen Is there really such a thing as a no-fee loan or re-finance? Am I past the age when it makes sense to re-finance my mortgage to a lower rate? How far below my current interest rate does the market have to drop before it makes sense to...
