By Brandon Hansen When it comes to financing your home, either buying or refinancing, it seems the paperwork is over the top, and feels like the needs list never ends. We see all of the ads on television talking about a rocket mortgage or a quick and easy mortgage. Just...
By Bruce T. Jensen When I took my first job in 1975 with one of the largest banks in America, the corporate world was a different place. Back then, employees often remained with a single employer for their entire careers. Seniority and “gray hair” were highly respected. Workers were terminated...
By Jeff Sherman “Thinking is the hardest work there is, which is probably the reason why so few engage in it.” –Henry Ford. Thinking is a good thing. Purposeful uninterrupted thought profoundly impacts your success. Find time to be still. In all of your doing, do this and experience growth....
By Jeffrey T. Sherman When you next speak you will be ready. You will be calm, collected, and prepared to address the crowd, right? It could happen. Here’s how. Begin by changing the way you look at nervousness. Some years ago, my youngest son was preparing for a very competitive...
By Brandon Hansen Is there really such a thing as a no-fee loan or re-finance? Am I past the age when it makes sense to re-finance my mortgage to a lower rate? How far below my current interest rate does the market have to drop before it makes sense to...
By Dustin Schofield Retirement represents a shift from depending upon income from work to accessing other income sources such as social security, pensions, annuities, savings, and investments. Making this transition from the asset accumulation phase of your financial life to the distribution phase requires striking the right balance between how...
By Therese Schick There is power in a story. So let me tell you a tiny tale… This is actually a true account I experienced many years ago: While I was running the drive-through at a restaurant, a businessman in a nice sedan drove to the window with his credit...
By Tim Anderson Over the past three years, I have had the opportunity to act as legal counsel for Rocky Vista University College of Osteopathic Medicine in Parker, Colorado, in its efforts to locate a branch campus in Utah. It has been a very interesting project involving a broad...
By Mike Seely There are a lot of reasons we make bad decisions. Many of those reasons you may be aware of, but there is one that most are not. The sunk cost bias. A sunk cost is a past cost, monetary or otherwise, that cannot be recovered. When we...
By Brandon Hansen When you are sick, you see a doctor. When you need your teeth cleaned, you see a dentist. When it comes to physical health, most people turn to the specialists to help them maintain good health. However, when it comes to financial wellness, especially something as important...
