Finance

  • July 1, 2016

    Withdrawal Strategies for Your Retirement Savings

    By Dustin Schofield Retirement represents a shift from depending upon income from work to accessing other income sources such as social security, pensions, annuities, savings, and investments. Making this transition from the asset accumulation phase of your financial life to the distribution phase requires striking the right balance between how...

  • July 1, 2016

    What’s Your Story?

    By Therese Schick There is power in a story. So let me tell you a tiny tale… This is actually a true account I experienced many years ago: While I was running the drive-through at a restaurant, a businessman in a nice sedan drove to the window with his credit...

  • May 1, 2016

    A New Medical School for Southern Utah

      By Tim Anderson Over the past three years, I have had the opportunity to act as legal counsel for Rocky Vista University College of Osteopathic Medicine in Parker, Colorado, in its efforts to locate a branch campus in Utah.  It has been a very interesting project involving a broad...

  • May 1, 2016

    The Sunk Cost Bias: A Thorn to Good Decisions

    By Mike Seely There are a lot of reasons we make bad decisions. Many of those reasons you may be aware of, but there is one that most are not. The sunk cost bias. A sunk cost is a past cost, monetary or otherwise, that cannot be recovered. When we...

  • May 1, 2016

    Financial Wellness: 3 Common Mortgage Mistakes

    By Brandon Hansen When you are sick, you see a doctor. When you need your teeth cleaned, you see a dentist. When it comes to physical health, most people turn to the specialists to help them maintain good health. However, when it comes to financial wellness, especially something as important...

  • May 1, 2016

    Are You Prepared to Handle a Personal Financial Crisis?

    By:  The Schofield Group Many people who were once married or in a committed relationship are faced with managing finances alone at some point in their lives. Unfortunately, the first time many individuals experience handling complicated financial matters is during a personal crisis following the death or divorce of a...

  • March 1, 2016

    You Might be a Brave Leader If…

    By Jeff Sherman Profitability comes from loyalty, productivity, and having a character base from which to work. –Zig Ziglar Loyal people are faithful to commitments and hold true to their obligations. It is they who adhere fervently to an ideal, product, or institution. They will support wholeheartedly a cause in...

  • March 1, 2016

    Career Choice: A Journey of Self-Discovery

    By Kyle S. Wells, PhD Working with college students, I am frequently asked for career advice with a general question: “What should I do when I graduate?” Most twenty-somethings think that they are making career decisions that are indefinite and unchangeable.  The reality is, times have changed, and career changes...

  • March 1, 2016

    Help Avoid Tax-Related Identity Theft

    Warning signs: Potential fraud and scams Tax-related identify theft involves someone using a stolen Social Security number to file a tax return and claim a fraudulent refund. This is a small but growing occurrence, and if it happens to you, it can have a major impact on your financial life...

  • March 1, 2016

    Financial Wellness: Simplify and Save

    By Brandon Hansen In a perfect world, by age 65 we would all be debt-free. Retirement would mean no mortgage payment, no credit card debt, and no car payments. The problem is, nothing is ever perfect. If you’re like the rest of us, the last ten years have not gone...

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